Fast Cash — 3 easy steps

Apply online in 5 mins

  1. $
  2. $ per week

Takes 5 minutes.
No hidden questions!

or apply with a printed form

We assess and call you back in 90 mins

(during business hours)

Cash within 24 hours

into your account, or by cash or cheque if you're in a real hurry.

Fast Personal Loans, Cash Loans, Car Loans and Finance

Get a personal loan or a quick cash loan with online loans New Zealand Loans 2 Go. Whether you are after car finance or car loan, a cash loan, personal loan or finance for debt consolidation we're here to help you.

  • We're fast, really fast

    Our customers need money fast. We talk to you direct and deliver it fast.

  • You can talk to someone straight away

    There is always a friendly person at the end of the phone who will deal with your personal loans enquiry - our call centre is not offshore. Just call us and you’ll talk to someone straight away.

  • Flexible lending criteria

    Have you got Bad Credit? Well with Loans2Go you don't need a perfect credit history for a cash loan. It's ok if you're on a benefit or had bad credit. We accept a wide range of things as collateral to secure the loan.

  • We're not a bank

    We don't do queues, call centres, or red tape. We don't wear suits every day or get big bonuses (unfortunately).

  • We'll do our very best for you

    Money gets short. Sometimes its a bit scary. We're here to help get you through not tell you how to run your life.

  • We'll do our best for you

    We are a registered Financial Adviser - please check out our disclosure statement.

  • Terms and conditions and financial risk disclaimer

    Please note our minimum loan term is 6 months. The annual interest rate applicable to our loans is 14.95% to 23.95%. Default interest is charged on the amount of the defaulted payment at the rate specified in your loan contract (the standard default rate is 10% per annum). If you have not contacted us and we need to contact you regarding a late payment or dishonoured payment we can charge you $8 for contacting you by telephone, text message or email. We charge a default fee of $1.50 per day that you are in arrears. To be eligible for a loan refinance or loan renewal you will need to fully repay any prior loans or have a good repayment history on your existing loan. The loan application and amount approved will be subject to our discretion and we may request further information to process your application such as bank statements, proof of income or proof of residence.

Please check out our Terms and conditions and financial risk disclaimer. This includes our financial risk disclaimer, interest rates, default fees and loan refinance and renewal policy.

More reasons to choose

Meet our customers

mike_inch

Michael received $8,000 car finance to purchase a van for his new business. “NZ Loans 2 Go are definitely the only finance company we would deal with.”

Loans 2 Go provides a range of loan types including car loans NZ/car finance NZ, fast personal loans NZ, cash loans NZ and debt consolidation loans NZ to businesses and individuals New Zealand wide.

Whatever type of loan you need, and where-ever you are in New Zealand, we are able to help you with your finance needs.

More happy customers

Meet your NZ Loans 2 Go team

Together, we have over 120 years combined finance experience. So if anyone can make a loan work for you, we can!

Meet the team

North Island

Yes we lend here

South Island

Yes we lend here