Fast Personal Loans, Cash Loans, Car Loans and Finance
Get a personal loan or a quick cash loan with online loans New Zealand Loans 2 Go. Whether you are after car finance or car loan, a cash loan, personal loan or finance for debt consolidation we're here to help you.
We're fast, really fast
Our customers need money fast. We talk to you direct and deliver it fast.
You can talk to someone straight away
There is always a friendly person at the end of the phone who will deal with your personal loans enquiry - our call centre is not offshore. Just call us and you’ll talk to someone straight away.
Flexible lending criteria
Have you got Bad Credit? Well with Loans2Go you don't need a perfect credit history for a cash loan. It's ok if you're on a benefit or had bad credit. We accept a wide range of things as collateral to secure the loan.
We're not a bank
We don't do queues, call centres, or red tape. We don't wear suits every day or get big bonuses (unfortunately).
We'll do our very best for you
Money gets short. Sometimes its a bit scary. We're here to help get you through not tell you how to run your life.
We'll do our best for you
We are a registered Financial Adviser - please check out our disclosure statement.
Terms and conditions and financial risk disclaimer
Please note our minimum loan term is 6 months. The annual interest rate applicable to our loans is 14.95% to 23.95%. Default interest is charged on the amount of the defaulted payment at the rate specified in your loan contract (the standard default rate is 10% per annum). If you have not contacted us and we need to contact you regarding a late payment or dishonoured payment we can charge you $8 for contacting you by telephone, text message or email. We charge a default fee of $1.50 per day that you are in arrears. To be eligible for a loan refinance or loan renewal you will need to fully repay any prior loans or have a good repayment history on your existing loan. The loan application and amount approved will be subject to our discretion and we may request further information to process your application such as bank statements, proof of income or proof of residence.
Please check out our Terms and conditions and financial risk disclaimer. This includes our financial risk disclaimer, interest rates, default fees and loan refinance and renewal policy.
Meet our customers

Michael received $8,000 car finance to purchase a van for his new business. “NZ Loans 2 Go are definitely the only finance company we would deal with.”
Loans 2 Go provides a range of loan types including car loans NZ/car finance NZ, fast personal loans NZ, cash loans NZ and debt consolidation loans NZ to businesses and individuals New Zealand wide.
Whatever type of loan you need, and where-ever you are in New Zealand, we are able to help you with your finance needs.
Meet your NZ Loans 2 Go team
Together, we have over 120 years combined finance experience. So if anyone can make a loan work for you, we can!
North Island
Yes we lend here
South Island
Yes we lend here