Car Loans

Car Loans and Car Finance

Online car loans New Zealand wide 

• Main Centres: If you are after NZ car finance or car loans Auckland, car loans Wellington, car loans Christchurch, car loans Dunedin or car loans Invercargill we are here to help you.

• North Island: If you are after car loans Whangarei, Gisborne, Napier, Hastings, Palmerston North we are here to help you.

• South Island: If you are after car loans Nelson, Motueka, Kaikoura, Blenheim, Ashburton, Waimate, Oamaru, Timaru, Greymouth, Hokitika, Westport or Queenstown we are here to help you.

• actually, New Zealand wide means we provide NZ car loans to clients where-ever they live in New Zealand.

Freedom to choose the car you want

• Choice – Shop for any vehicle you want with our car loans NZ & vehicle finance NZ deals. We finance cars, light trucks, vans, taxis, caravans and campervans, motorbikes, trailers, jet skis and even boats, the choice is yours.

• Flexibility - We can pre-approve** your vehicle loan giving you the flexibility to buy privately, at auction, Trade Me or through a car dealer.

• Speed – Seen the ideal car and need to act fast? Our speedy service means you can act quickly. Apply for a vehicle loan and we can assess, approve and have the cash to you the same day**!

The power of a cash buyer

• Pre-Approvals - A pre-approved NZ Loans 2 Go car finance loan means you can drive a better deal as a cash buyer**.

• Best Price - Whether you shop privately, at an auction, Trade Me, or through a car dealer, you’ll be in a position to negotiate the best price with the seller.

A better deal than car yard finance

• Independent - Vehicle finance from NZ Loans 2 Go gives you an independent alternative to the car yard’s car finance deal.

• Cheaper – In most cases we offer better vehicle finance deals than your car dealer and can give you a quote before you apply.

• Affordable - We offer flexible terms and payments to suit your pocket. We can also arrange payment dates so they coincide with your pay day.

• Assurance – We check the Personal Property Security Register (PPSR) Government database for you to ensure that the car you’re buying has no money owing on it. See www.ppsr.govt.nz

• Bad credit ok – Minor bad credit may not be a problem. At Loans 2 Go, we look for reasons to approve your car loan rather than reasons why we can’t.

• No deposit finance available** - No deposit? No problem if you have other collateral such as household items, other vehicles, property or land to offer as security.

• Low income earners welcome – We specialise in vehicle loans for beneficiaries, superannuitants and low income earners. Plus we offer payment protection plans for your peace of mind.

Refinance your current loan and save money

• Save money – Are you paying too much interest on an existing car loan? We can refinance your existing loan at a lower interest rate saving you money and reducing your payments.

• Free up the equity in your car – Do you want to free up the equity you’ve paid off so far? By refinancing with Loans 2 Go, you can use your equity to buy a better vehicle or to buy other things you need.

It’s so easy to get started with car loans

Simply apply online or call 0800 200 269 and speak to one of our friendly, professional staff. In some instances, a mobile lending manager can come to see you.**

• Subject to lending criteria
• Conditions apply
• Mobile lenders operate in the Nelson region and within a 50km radius of central Christchurch