Bad Credit Finance

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Bad Credit/Finance

Instant Finance New Zealand wide

  • Main Centres: If you are after instant finance Auckland, instant finance Wellington, instant finance Christchurch, instant finance Dunedin or instant finance Invercargill we are here to help you.

  • North Island: If you are after instant finance Whangarei, Gisborne, Napier, Hastings, Palmerston North we are here to help you.

  • South Island: If you are after instant finance Nelson, Motueka, Kaikoura, Blenheim, Ashburton, Waimate, Oamaru, Timaru, Greymouth, Hokitika, Westport or Queenstown we are here to help you.

  • actually, New Zealand wide means we provide instant finance, instant loans and personal finance to clients where-ever they live in New Zealand.

Instant Finance when you need it

  • We work with you - We all need extra money from time to time even if you have bad credit history, this may not be a problem. At Loans 2 Go, we look for reasons to approve you rather than reasons why we can’t.

  • Affordable - We offer competitive interest rates, flexible terms and payments to suit your budget. We can also arrange payment dates to coincide with your pay day.


Relieve the stress of unpaid bills

  • A helping hand - Get money when you need it and stop losing sleep over money worries. We offer secured bad credit/finance loans from $400-$20,000 with instant approval.**

  • Pay your bills on time - A Loans 2 Go Bad Credit/Finance Loan will help you pay your bills on time so you save money on time payment discounts.


Rebuild your credit rating

  • Secure your financial future - Bad Credit/Finance loans can help you rebuild your credit rating so you’ll find it easier to get financial help in the future.

  • Save money on bank fees - Our bad credit personal loans and credit cash loans help you make payments on time, saving you bank fees.

  • No security – If you don’t have any collateral such as household items, other vehicles, property or land to offer as security, we are happy for a friend or family member to act as your guarantor**.

  • Low income earners welcome – We welcome beneficiaries, superannuitants and low income earners. Plus we offer payment protection plans for your peace of mind.


It’s so easy to get started with our bad credit/finance loans

Simply apply online or call 0800 200 269 and speak to one of our friendly, professional staff. In some instances, a mobile lending manager can come to see you.**


  • Subject to lending criteria
  • Finance conditions apply
  • Mobile lenders operate in the Nelson region and within a 50km radius of central Christchurch