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0800 200 286

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Takes 5 minutes. No hidden questions!

We assess and call you back in 90 mins
(during business hours)
Money within 24 hours
(often same day)

Second Mortgages

At Loans 2 Go, we make it easy to help you release the equity from your home so you can pay bills, meet expenses or get the things you need. We provide second mortgages and have flexible lending criteria.

Second mortgages are our specialty. If you have equity in your current home or a rental property we can look at loan options to help with your next big thing. It might be a home improvement, purchasing a new car, travel, helping a family member or consolidating debt. Chances are that we can structure something that works for you with very competitive interest rates.

Seize the day

Need a new or bigger home? A Loans 2 Go Second Mortgage can give you the deposit you need to secure the home of your dreams.

We’re Speedy

Seen the ideal house and need to act fast? Our speedy service means you can act quickly if you need to. Apply for a 2nd mortgage and we can assess, approve and have your home deposit available the same day**!

Low income earners welcome

We welcome beneficiaries, superannuitants and low income earners. Plus we offer payment protection plans for our second mortgage finance for your peace of mind.

  • Personal loans
  • Debt consolidation
  • Home renovations
  • School fees and expenses
  • Holidays or travel
  • Unexpected bills and payments
  • Upgrading the family car
  • Medical bills or family emergencies
  • Family occasions such as weddings, funerals or holidays

Why a Loan from Loans 2 Go?

At Loans 2 Go, we help you get the money you need when you need it.

  • Fast loan approval
  • Flexible lending criteria
  • No deposit finance options available
  • Talk to someone straight away
  • Payment protection plans
  • Competitive interest rates

Apply now!

Takes 5 minutes. No hidden questions!

It’s so easy to get started with Second Mortgages

Simply call 0800 200 286 or apply online

*Subject to lending criteria
**Conditions apply
***Mobile lenders operate in the Nelson, Timaru, Dunedin region and within a 50km radius of central Christchurch

Google Adwords Financial Services Policy Disclosure
We provide loans with terms from 6 months to 60 months and our annual interest rates (AIR) are fixed for the term of the agreement. Our annual interest rates range from 13.95% to 24.95% depending on your credit profile, the collateral and several other factors and are calculated in accordance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA). Your loan contract will show all applicable credit fees and charges. See our responsible lending page of our website for further details or see our loan calculator. As an example, on a typical loan, if you borrowed $20,000 at 15.95% AIR and made repayments over 36 months your total repayments would be $26,485.74 which includes $595 establishment fee, $432 administration fee ($12 per month) and interest of $5,458.74.